Inheritance tax and passing on your wealth to your loved ones is a complex subject. Your personal financial adviser will help you understand how this can be achieved in a cost effective and tax efficient manner, whilst ensuring your wealth, when passed on, remains with its intended recipients. 

Inheritance Tax Planning is not regulated by the Financial Conduct Authority. 

Estate planning can save a significant amount of tax. Inheritance Tax is usually charged at 40% on anything above your nil rate band – so the potential tax savings can far outweigh the cost of advice. 

Why might you need advice? 

• You are planning the most efficient way of distributing assets on your passing ● You wish to make a gift to family members or friends 
• You want to ensure your wife or partner have enough income in later life ● You want to consider setting up trusts for your family 
• You are expected to or have already received inheritance 

Inheritance tax (IHT) and the rules can be complicated, and everyone wants to pass on as much to their loved ones as they can. Your personal Financial Adviser can help you navigate the rules and pass on more of your wealth to those who matter most. 

Why do we need your details? 

Entering your details will allow us to ensure you are matched with the right adviser who is qualified to provide you with the input you need. 

You may think you can leave inheritance tax planning until your later years. But it can be worthwhile planning earlier. Some tax rules come with a time limit so it’s important to get everything in order.

What areas of Tax Advice are covered? 

• Inheritance Tax 
• Estate planning 
• Venture capital trust (VCT) 
• Enterprise investment scheme (EIS) 

Your personal Financial Adviser will help you discover how you’ll be affected by inheritance tax. They’ll help you put strategies and solutions in place to help pass on more to your family.

Trusts, Taxation Advice, Estate planning and Inheritance Tax Planning is not regulated by the Financial Conduct Authority.

Venture capital trust (VCT) & Enterprise investment scheme (EIS) are for experienced investors only.

EIS’s and VCT’s invest in assets that are high risk and can be difficult to sell such as shares in unlisted companies. The value of the investment and the income from it can fall as well as rise and investors may not get back what they originally invested, even tasking into account the tax benefits.